SUBSIDIARIES

Empowering

connected

PT Asuransi Simas Jiwa

Ownership

Direct Ownership

PT Asuransi Sinar Mas

Ownership

Direct Ownership

PT Asuransi Simas Insurtech

Ownership

Direct Ownership

PT Sinar Artha Konsulindo

Ownership

Direct Ownership

PT Reasuransi Nusantara Makmur

Ownership

Direct Ownership

PT Sinarmas Penjamin Kredit

Ownership

Direct Ownership

PT Sinarmas Multifinance

Ownership

Direct Ownership

PT AB Sinar Mas Multifinance

Ownership

Direct Ownership

PT Liugong Finance Indonesia

Ownership

Direct Ownership

PT Bank Sinarmas Tbk

Ownership

Direct Ownership

PT Simas Money Changer Indonesia

Ownership

Direct Ownership

PT Sinarmas Sekuritas

Ownership

Direct Ownership

PT Sinarmas Asset Management

Ownership

Direct Ownership

PT Sinarmas Futures

Ownership

Direct Ownership

PT Sinartama Gunita

Ownership

Direct Ownership

PT Pasar Dana Pinjaman (Danamas)

Ownership

Direct Ownership

PT Digital Solusindo Nusantara

Ownership

Direct Ownership

PT Sistem Loka Triprima

Ownership

Direct Ownership

PT Data Opal Terpadu

Ownership

Direct Ownership

PT Shinta Utama

Ownership

Direct Ownership

PT Rizki Lancar Sentosa

Ownership

Direct Ownership

PT Arthamas Solusindo

Ownership

Direct Ownership

PT Wapindo Jasaartha

Ownership

Direct Ownership

PT Wapindo Jasa Farma

Ownership

Direct Ownership

PT Balai Lelang Sinarmas

Ownership

Direct Ownership

PT Artha Bina Usaha

Ownership

Direct Ownership

PT Sinar Artha Trading

Ownership

Direct Ownership

PT Sinar Artha Solusindo

Ownership

Direct Ownership

PT Sinar Mas Ventura

Ownership

Direct Ownership

Global Asian Investment Limited

Ownership

Direct Ownership

PT Jakarta Teknologi Utama

Ownership

Direct Ownership

PT Auto Pro Utama Perkasa

Ownership

Direct Ownership

PT Pasar Gadai Digital

Ownership

Direct Ownership

PT Zimba Onix Mustika

Ownership

Direct Ownership

PT MSIG Life Insurance Indonesia

Ownership

Joint Venture

PT Sinarmas Hana Finance

Ownership

Joint Venture

PT KB Insurance Indonesia

Ownership

Joint Venture

PT Hyundai Capital Finance Indonesia

Ownership

Joint Venture

PT Bank Nano Syariah

Ownership

Joint Venture

PT Asuransi Sumit Oto

Ownership

Joint Venture

PT Oto Multiartha

Ownership

Joint Venture

PT Summit Oto Finance

Ownership

Joint Venture

PT SGMW Multifinance Indonesia

Ownership

Joint Venture

PT Sinar Mitra Sepadan Finance

Ownership

Joint Venture

PT Dana Pinjaman Inklusif

Ownership

Joint Venture

PT Arthamas Informatika

Ownership

Joint Venture

PT Sinar Artha Inforindo

Ownership

Joint Venture

PT Peduli Sehat Gotong Royong

Ownership

Joint Venture